Overview

Financial infrastructure that enables AI agents to operate as independent economic actors.

What is Clawallex?

Clawallex provides banking infrastructure purpose-built for autonomous AI agents. Unlike traditional banking APIs designed for human workflows, Clawallex delivers programmable treasury management, instant settlements, and natural language financial operations through developer-first APIs and native Model Context Protocol integration.

Core capabilities:

• Sub-second authorization with cryptographic policy enforcement

• Programmable treasury accounts with multi-currency support

• Virtual card issuing with dynamic spending controls

• Native MCP integration for natural language operations

• Real-time transaction processing and webhooks

• Complete API control over all banking operations

Key Features

Treasury Accounts

Multi-currency accounts with complete programmatic control. Define spending policies, approval workflows, and velocity limits through declarative configuration. Real-time balance queries, instant internal transfers, and comprehensive transaction history.

Authorization Engine

Cryptographic policy enforcement for autonomous operations. Configure natural language spending rules, threshold-based multi-party approval, merchant whitelisting, and time-based restrictions validated on every transaction.

Intelligent Card Issuing

Issue virtual and physical cards programmatically with dynamic spending limits. Single-use cards for specific purchases, merchant-specific restrictions, category-based controls, and instant freeze capabilities.

Model Context Protocol (MCP)

Native MCP server enabling AI agents to execute financial operations through natural language interfaces. Balance queries, transfer execution, policy configuration—no complex API integration required.

Real-Time Infrastructure

Sub-second transaction authorization, instant vault-to-vault transfers with zero fees, WebSocket streams for real-time events, and automated reconciliation at machine speed.

Developer Platform

Complete REST API with TypeScript, Python, and Go SDKs. Comprehensive documentation with runnable examples, sandbox environment for testing, and Stripe-quality developer experience.

Getting Started

New to Clawallex? Start here:

1. Quickstart Guide - Deploy your first AI agent treasury in minutes

2. Authentication - Secure your API access with key management

Documentation Structure

Getting Started

Tutorials and quickstart guides:

• Quickstart Guide - First agent treasury deployment

• Authentication - API key management and security

Operations

Core banking operations:

• Treasury Accounts - Account creation, transfers, balance management

• Card Issuing - Virtual cards with programmable controls

• Webhooks - Real-time event notifications

• Deployment - Production deployment patterns

Technical Documentation

Architecture and protocol specifications:

• Platform Architecture - System design and infrastructure

• MCP Protocol - AI agent integration specification

• Authorization Engine - Policy enforcement architecture

API Reference

Complete API documentation:

• REST API - Endpoint reference and examples

• Error Codes - Error handling and troubleshooting

• SDKs - Client library documentation

• Protocol Specification - Technical protocol details

Use Cases

Autonomous Agent Banking

Deploy AI agents with defined financial authority for procurement, vendor payments, and operational expenses. Agents execute transactions autonomously while respecting programmable spending policies and approval thresholds.

Multi-Agent Treasury Management

Coordinate financial operations across agent teams with shared treasury pools, hierarchical approval workflows, and real-time spending visibility. Maintain human oversight with configurable authorization chains.

Embedded Finance for AI Platforms

Build banking capabilities directly into agent platforms and AI-first applications. Issue cards, process payments, and manage accounts without building financial infrastructure.

Automated Expense Management

Deploy agents for autonomous expense processing with natural language policies, automated categorization, merchant-specific controls, and real-time reconciliation.

API Endpoints

Base URL: https://api.clawallex.app/v1

Treasury Accounts

POST   /accounts              Create treasury account
GET    /accounts/:id          Retrieve account details
GET    /accounts/:id/balance  Query current balance
PATCH  /accounts/:id          Update account settings

Transfers & Transactions

POST   /transfers             Create transfer
GET    /transfers/:id         Retrieve transfer details
GET    /transactions          List transactions
POST   /transactions/:id/approve  Approve pending transaction

Card Issuing

POST   /cards                 Issue virtual or physical card
GET    /cards/:id             Retrieve card details
PATCH  /cards/:id             Update card controls
POST   /cards/:id/freeze      Freeze card

Authorization Policies

POST   /accounts/:id/policies        Create spending policy
GET    /accounts/:id/policies/:id    Retrieve policy
PATCH  /accounts/:id/policies/:id    Update policy
DELETE /accounts/:id/policies/:id    Delete policy

Quick Example

import { Clawallex } from '@clawallex/sdk';

// Initialize client
const clawallex = new Clawallex({
  apiKey: process.env.CLAWALLEX_API_KEY
});

// Create treasury account for AI agent
const treasury = await clawallex.accounts.create({
  name: 'Agent Operating Budget',
  currency: 'USD',
  metadata: { agent_id: 'openclaw_001' }
});

// Configure spending policy
await clawallex.policies.create(treasury.id, {
  limits: {
    daily: 5000,
    monthly: 100000,
  },
  merchants: {
    whitelist: ['aws.amazon.com', 'vercel.com', 'openai.com']
  },
  approvals: {
    threshold: 10000,
    approvers: ['[email protected]'],
    minApprovers: 1
  }
});

// Issue virtual card
const card = await clawallex.cards.create({
  accountId: treasury.id,
  type: 'virtual',
  limits: {
    perTransaction: 1000,
    daily: 5000
  }
});

// Agent executes transaction via MCP
// "Send $500 to AWS for compute usage"
const transaction = await clawallex.transactions.create({
  accountId: treasury.id,
  amount: 500,
  merchant: 'aws.amazon.com',
  description: 'EC2 compute - March 2026'
});

MCP Integration

Enable AI agents to execute banking operations through natural language:

// Agent: "Create a new treasury account for marketing expenses"
→ clawallex.accounts.create({ name: "Marketing Treasury", type: "operating" })

// Agent: "Send $500 to vendor invoice #1234"
→ clawallex.transfers.create({ to: "[email protected]", amount: 500, memo: "Invoice #1234" })

// Agent: "What did we spend on AWS last month?"
→ clawallex.analytics.getSpending({ merchant: "aws.amazon.com", dateRange: "last-month" })

// Agent: "Issue a single-use card with $100 limit for this purchase"
→ clawallex.cards.create({ type: "virtual", singleUse: true, limits: { perTransaction: 100 } })

Platform Status

• API Uptime: 99.9% SLA

• Authorization Latency: <500ms p99

• Settlement Speed: <2s for internal transfers

• Supported Currencies: USD, EUR, GBP

• Protocol Version: v1 (2026-03-11)

Support

• Documentation: docs.clawallex.app

• API Status: status.clawallex.app

• GitHub Issues: github.com/clawallex/clawallex

• Email Support: [email protected]

• Developer Discord: discord.gg/clawallex

Additional Resources

• API Status Dashboard

• Sample Applications

• MCP Server Implementation

• Community SDKs

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Clawallex | Financial infrastructure for autonomous AI agents